Visa® Debit Card
Always have easy account access at ATMs. Use for purchases anywhere in the world Visa is accepted.
- No fees assessed for purchases with any U.S. merchant
- No cost to issue initial or expiring card
- Funds come directly out of your checking account
Visa Credit Card
Our VISA Platinum Preferred and VISA Classic credit cards are simple, reliable, safe and easy to use with no complicated fees or rules. Cards are underwritten by our local partner, Bankers' Bank of Kansas in Wichita, KS.
- No annual fee
- Low variable rate
- Earn rewards if eligible for VISA Platinum Preferred Card
- Online access & automatic payment option
- Cash advance at thousands of ATMs
- Auto rental insurance & travel accident insurance coverage
Douglas County Bank offers a number of overdraft protection programs for the benefit of its customers. No one likes to bounce a check or have an electronic payment returned. For the occasional emergency or accounting error, we offer a number of overdraft protection programs to give customers peace of mind. If you qualify, all three types of protection (or a combination of the three) can be applied to your accounts.
1) Protection Connection
- Line of credit guards against overdraft fees for your personal checking account.
- Once approved, the Protection Connection line of credit advances funds automatically into your checking account to cover overdrafts.
- No overdraft fees or returned item fees are applied if you have sufficient funds available on your line of credit.
2) Automatic Overdraft Transfer
- Sets your savings account as overdraft protection for your checking.
- Transfers made in $100 increments to cover overdrafts.
- $5 fee per transfer.
- No overdraft fees or returned item fees are applied to your checking if you have sufficient funds in your savings account.
3) Overdraft Privilege Service
- Designed to help prevent the returning of insufficient fund items on your personal checking account.
- We will consider, without obligation on our part, payment of your reasonable overdrafts up to your assigned Overdraft Privilege Service limit of $500 (Free e-Checking) or $800 (other Personal Checking Accounts).
- A $30 overdraft fee will be charged for each transaction presented for payment against non-sufficient funds. There is a daily limit of $150 on the fees we can charge for overdrawing your account.
- The amount of any overdrafts including our fees that you owe us shall be due and payable immediately.
- Overdraft Privilege will automatically apply to checks and ACH transactions without any additional applications. To receive this service for ATM and everyday debit card transactions you will be required to "opt-in." Please CLICK HERE for more information on opting-in.
- Certain criteria must be met prior to this service being extended. Your account must be open for at least sixty (60) days and thereafter maintained in good standing. Please CONTACT US for more information on criteria.
Smart Choice Transfer
We make it easy for you to move your accounts to Douglas County Bank.
- Our employees will assist you in transferring accounts held at other banks, as well as set up direct deposits and automatic debits
- Print the Smart Choice Transfer forms and bring to any of our convenient branch locations, or,
- Mail your Smart Choice Transfer forms to: Attn Financial Services, PO Box 429, Lawrence, KS 66044
- Be prepared with a list of your current direct deposits, automatic debits and account numbers to transfer-and let us do the rest
Get control over your finances. Available for free with our online banking service:
- Manage your cash flow
- See where you are spending your money so you can stay on budget
- Ensure bills are paid on time
- Separate business income and expenses from personal transactions
24-Hour Account Line
Access your account information via phone anytime, anywhere. Call 785-865-7676 or toll free at 888-865-7676 to check on:
- Account balances
- Transferring between accounts
- Recent account activity
- Current CD and savings rates
Safe Deposit Boxes
Keep your valuables and important documents safe and secure.
- Available in sizes from 2" x 5" up to 10" x 15" (not all sizes available at all locations) - All are 22" in depth
- Call 785-865-1000 or toll-free 888-865-7676 (select 0) to locate the perfect safe deposit box for your needs
This service is available for all customers. Find a Notary Public at all our branch locations.
Visa is a registered trademark of Visa, Inc.
FinanceWorks is a trademark of Intuit, Inc.